Mortgage Loan Products

Peoples Bank NMLS# 405797

Conventional Mortgages

We offer a variety of fixed and adjustable rate mortgage programs with terms of 5 to 30 years from which to choose.

  • Fixed Rate Mortgages are ideal for people who feel more comfortable with an interest rate locked in for the life of the loan and steady monthly payments.

  • Adjustable Rate Mortgages (ARM’s) With this plan interest rates change periodically. Annual and lifetime caps are provided to protect you from excessive fluctuations.

Home Improvement Loan

Whether you want to remodel your kitchen, replace your roof, add another room, or just refurnish your home, Peoples Bank home improvement loans can help. We make financing any project easy!
For more information or to apply, please contact one of our Mortgage Loan Officers at 903-783-3800.

Home Equity Mortgage

A home equity loan is an excellent source of funds, it can free up your equity in your home, and you can get cash for any purpose. We provide competitive home equity loans rates and home equity loans.
Please call or stop in to see a Loan Officer for more details.

Construction Mortgage

If you decide to build, our Loan Officers can help guide you through the process. Move from construction financing to permanent financing effortlessly, so you can concentrate building your dream home!
For more information or to apply, please contact one of our Mortgage Loan Officers at 903-783-3800.

Investment Mortgage

Please call one of our Loan Officers for more information.