Peoples Bank Common Account Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
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Replacement ATM card/Debit card
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No charge
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Custom Photo Debit card
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No charge
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ATM cash withdrawal
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$2.00 per transaction at ATMs we do not own or operate
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Dollar limit
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$500.00 per business day
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Cashier’s checks
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$4.00 per check |
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Replacement of Lost Official Check
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$5.00 per check
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Paid NSF Fee - each item
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$27.50
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NSF (nonsufficient) Returned Item Fee - each presentment for each item.
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$27.50
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De Minimus Fee - each overdraft paid
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$10.00
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Sweep Charge per Transfer
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No charge
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Image statements
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No charge
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Balance inquiry by telephone
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No charge
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Account research
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$25.00 per hour
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Account balancing assistance
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$25.00 per hour
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Account transfers
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Telephone, employee assisted transfers
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No charge
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Touchtone banking transfers
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No charge
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On-line banking transfers
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No charge
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Stop payments - each
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$25.00
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Account closed within 90 days of opening
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$20.00
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Photocopies
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No charge
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Facsimile - customer
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No charge
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Facsimile - noncustomer
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$5.00 first page
$1.00 each additional sheet
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Notary Public fee - customer
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No charge
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Notary Public fee - noncustomer
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$6.00
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Outgoing wire transfers - Customer
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$15.00 per item
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Incoming wire transfers - Customer
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$5.00
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Outgoing international wire transfers - Customer
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Cost plus $25.00
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Levies or Garnishments, Etc
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$50.00 plus fees and expenses incurred by Bank in responding to legal action
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Safe deposit box annual fee
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3 x 5
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$15.00
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3 x 10
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$30.00
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5 x 10
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$45.00
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10 x 10
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$80.00
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Check printing**
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fee depends on style of check ordered
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Temporary checks
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$1.00 per check
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Loose coin counting/rolling - noncustomer
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10% of amount
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Loose coin counting/rolling - customer (non business)
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No charge
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Zipper bags
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No charge
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Lock bags
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$25.00 each
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*Our Discretionary Overdraft Protection (“ODP”) service will charge your account a $27.50 per-item fee for overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. If you do not restore your overdrawn account to a positive balance within 32 days, your participation in the ODP service may be terminated. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.
**The bank reserves the right to require that all purchases of printed checks be done by the bank’s authorized check printers (available upon request). If at any time you should use checks printed by someone other than authorized by the bank, the bank reserves the right to reject every check and charge a fee per check for each check rejected. We may require not less than 7 days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.
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